This analysis is used data from World Bank Enterprise Surveys (April-September 2023) on firm operations and perceptions in Vietnam (1,028 companies across manufacturing and services, 5 regions). We focus on how firms finance operations (sources of capital) and financial transaction characteristics (credit constraints, etc.) using data on finance and firm characteristics by using R (ggplot2, tidyverse, tidyr, stats, car libraries and etc) with descriptive analysis and regression model.